Being certain that you can’t fix your mistakes.
If you do about anything you can work to fix it but if you truly believe you cannot fix these things you will never come back from that one bad choice you made years ago
Talk to the police without a lawyer–if you’re arrested or questioned, STFU.
Unmanageable debt.
I once had a guy in my office who got fired in three weeks, got divorced in six months and was on the streets within three years. All thanks to one Facebook post . . .
Sexual harassment. Got a email from HR today, what a horrible thing to do. Not only did he ruin his own life, he made the life of Someone else a lot harder as well.